When it comes to choosing a health plan, many people ask the question is Health First Medicare or Medicaid. Understanding the difference between these two programs is important, especially for individuals who need affordable and reliable healthcare coverage.
Health First is a health insurance company that offers both Medicare and Medicaid plans depending on the needs and eligibility of the individual. Let us explore what makes each one different and what benefits they offer.
What Is Health First Medicare
Medicare is a government program designed for individuals who are 65 years or older or those with certain disabilities. Health First offers Medicare Advantage plans that combine hospital, medical, and sometimes prescription drug coverage all in one plan.
These plans often include extra services such as:
- Routine dental and vision care
- Wellness visits and screenings
- Fitness programs and support services
Health First Medicare plans are ideal for seniors who want more than basic coverage and access to additional support.
What Is Health First Medicaid
Medicaid is a state and federally funded program that helps individuals and families with low income. Health First Medicaid is available to those who qualify based on income, family size, and medical needs.
Some common features include:
- Coverage for doctor visits and hospital stays
- Preventive care and vaccinations
- Maternity and child health support
- Prescription medications
Health First Medicaid helps people of all ages receive care without high out-of-pocket expenses.
Key Differences Between the Two
The main difference is who qualifies. Medicare is usually for seniors or people with disabilities, while Medicaid is based on income and family status.
Another difference is in the type of services offered. Medicare plans may include extra wellness benefits, while Medicaid plans focus more on access to essential healthcare services with little or no cost.
Some individuals may qualify for both programs at the same time. This is known as dual eligibility, and Health First may provide special plans for such cases.
FAQs
Is Health First a part of the government?
No, Health First is a private company that works with Medicare and Medicaid to offer healthcare plans.
Can I switch between Medicare and Medicaid plans with Health First?
You may qualify for one or both depending on your situation. It is best to check with Health First or a benefits counselor to understand your options.
Do I have to pay for Health First Medicaid?
Most Medicaid services are provided at no cost or very low cost to those who qualify.
Are dental and vision included in these plans?
Some Medicare plans from Health First include dental and vision. Medicaid coverage may vary by state.